Agriculture software that understands the Ghanaian context.
Access to credit is the single biggest constraint on smallholder agricultural productivity in Ghana. Farmers cannot invest in inputs, equipment, or storage because formal credit systems do not understand their risk profile — and the data to demonstrate that profile doesn't exist in a form lenders can use.
FarmaSyst creates that data layer. It tracks farm activities, yield histories, and financial flows in a structured format that enables both internal risk assessment and third-party credit decisions.
The platform also includes a marketplace for agricultural produce — connecting buyers and sellers with payment option flexibility, including instant payment and cash on delivery — and a disbursement workflow for agricultural credit schemes.
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Features
What FarmaSyst does.
Farm Management
Record-keeping for plots, crops, inputs, activities, and yields — structured for credit assessment.
Credit Application & Workflow
Farmers apply, lenders assess, and disbursements are tracked through a single managed workflow.
Agricultural Marketplace
List and sell produce with flexible payment options: instant payment or cash on delivery.
Product-specific Fields
Commodity-specific data fields — including egg size grading for poultry — for accurate listings.
Repayment Schedules
Auto-generated repayment plans with tracking against actual disbursement and recovery.
Farmer Contracts Portal
Formalise and manage offtake agreements, service contracts, and supply arrangements.
Risk Assessment Tools
Data-driven farmer risk profiles for lenders making credit decisions.
Mobile Access
Field-accessible mobile interface for farmers in areas with limited desktop connectivity.
Roadmap
Where we're heading.
Farm management core
Plot records, crop tracking, input management.
Credit workflow
Application, assessment, approval, and disbursement.
Marketplace with payment options
Listings, buyer discovery, and payment flexibility.
Satellite yield estimation
Remote sensing integration to validate self-reported farm data.
Insurance integration
Parametric crop insurance linked to farm records.
Cooperative management
Multi-farmer cooperative structures with pooled credit applications.